Reduce Stop-Loss Lasers
End-Stage Renal Disease ("ESRD") is a perennial top-five catastrophic stop-loss claim condition. It is not uncommon for reinsurance programs to require lasers up to $475,000 for members undergoing kidney dialysis for the treatment of ESRD. We have been successful in significantly reducing lasers. In fact, in many cases, stop-loss entities familiar with the success of our program have completely removed all lasers.
Gain Competitive Advantage
Approximately $13 - $16 PEPM of stop-loss premium is attributable to the risk of incurring an expensive ESRD claim - now averaging about $1,100,000. Our patented program reduces this risk to under $75,000, enabling stop-loss entities to offer more competitive programs. Win more business by mitigating health plan exposure to expensive dialysis claims.
Over-Spec/Laser Solutions
It’s only two months into the policy year, and an unexpected dialysis case presents. Our program provides immediate financial relief, enabling stop-loss entities to stop next-dollar, high-cost payouts to dialysis providers. The program can be implemented at any time during the plan year, including off-renewal cycle. Improve financial performance.
Easy Implementation - We Do The Work
Simple. Easy. Fast. Our solution is turn-key. We have all of the tools and operational capabilities to help you get your clients up and running with our program in a matter of days. We take care of everything.